This is the beginning of my attempt to track down a false debt. nI received a notice via U.S. Mail from RJM stating that I owe $293.55 to their collection agency for a bill I did not pay to Fingerhut. nI called Fingerhut and confirmed that I did not have a debt with them. nThe notice I received had my name spelled wrong and with the wrong middle initial, but did have my correct address. nI am waiting to receive my free annual credit report, but do not know what to do from here. I am concerned that if I call RJM I will tip them off and not be able to help the proper authorities catch them in this scam. nIf anyone has any advice for me as to what to do next, I would appreciate you help. Thanks. nLindanCarleton, MichiganU.S.A.
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